Empower yourself
to build wealth
and live happy.
Achieve goals
Make smart financial decisions
Find balance & freedom
Prosper over the long-run
Enable happiness 😁

learn
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Everybody deserves to learn the right way to build wealth, providing stability, removing financial burdens, and increasing their chance of living a long and happy life.


6 pivotal decisions determine the majority of happy wealth creation
    school   1. Go to college? Advanced degrees?
    work   2. What should I do for a living?
    query_stats   3. What should I invest my savings in?
    house   4. Rent or buy a home? How much house can I afford?
    location_city   5. Passive income?
    beach_access   6. When can I retire?

It turns out that most of these wealth decisions are also directly tied to your happiness:

    > Lifelong relationships are developed through shool and shared experiences
    > You and your family make a life around your home
    > Investing and saving wisely reduces stress from looming expenses
    > Most of your waking hours are spent doing your job
    > Wealth enables experiences like travel and retirement

However...

The decision
calculus isn't
so simple...
Don't worry,
we'll help!

Our free tools are designed to make these complicated decisions easy to approach, distilling complex financial modeling techiques into simple, clear results to enable smarter, transparent decisions where they matter. We know that most of us learn by doing, so we incorporate contextual education. This means that anybody can learn new concepts using numbers that are directly applicable to their unique situation. We encourage folks to get hands-on and play around with different what-if scenarios to easily understand their impact to their biggest financial decisions.

Explore out tools and resources across REAL ESTATE and INVESTING.

Independent Resources
(aka: trust us, you don't need to just trust us)

The internet is a big, wonderful place. Since our mission is to guide you on your wealth-building journey, we feel it's necessary to point you to a handful of other independent, unaffiliated resources to supplement your growth. A few of our favorite additional resources to learn about investing, real estate, and wealth creation include:

open_in_new Morningstar - Investing classroom

open_in_new Investopedia - How to Invest in Stocks: A Beginner’s Guide

open_in_new Nerd Wallet - Retirement Planning



Get grounded with a basic frame of reference:

Wealth Building Blocks
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Let your money work for you
Invest for the long term, and stay the course. Leverage the power of compounding to watch your money grow. Don't let FOMO lead you astray. Avoid fads, bubbles, and meme stocks. Stick to low cost, risk-optimized, diversified, time-tested strategies. Invest early and invest whatever you can reasonably spare.
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Don't overspend on the big items
Life's biggest financial decisions require careful planning and analysis so that you don't end up overextended. Be in control of your financial future. You don't want to be a slave to your possessions and debt. Instead of buying that "dream house" that you can barely afford, what if you could retire 7 years earlier?
school
Invest in yourself and maximize earning potential
Build your "human capital" early and often. Finish high school, attend a college that makes sense for you, go to grad school where it makes sense for your career plan, and find a career path with upward mobility. Don't get in your own way: be open minded about how to make the most of your skills and talents in a profitable industry and role. Be entrepreneurial if you can, or find an employer who pays in the top quartile.
Dispelling common myths
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Myth 1: Building wealth is greedy
False. There is nothing more selfless than a financially stable home and providing for your family's needs. And when possible, retiring earlier allows you to spend more of your best years with the people and activities that bring you joy. Building wealth is about Prospering: enabling freedom, flexibility, and maximizing happiness.
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Myth 2: Wealth = Luxury
False. THE OPPOSITE IS TRUE, LUXURY DESTROYS WEALTH CREATION! Reframe your association with wealth. Most luxury items are depreciating assets with high carrying costs, so if you want to build a life where you simply APPEAR to be wealthy by surrounding yourself with fancy cars and clothes in a house you can't afford, this site is not for you. Instead, remember that the more you save and invest, the more your money can work for you, not against you. Lifestyle is the enemy of freedom.
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Myth 3: You need to buy real estate to build wealth
False. You need to make the right decisions in real estate to build wealth. In fact, an ill-informed purchase of investment property can leave you in far worse financial health, lacking liquidity for unplanned large expenses or opportunities. Especially while home prices and interest rates are sky high, for many households the most in wealth-building decision will be to rent.
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Myth 4: Investing in stocks and bonds requires daily trading and extensive knowledge
False. A basic conceptual understanding is all that's needed to buy safe, diversified, no hassle investments like broad index funds and target date funds. These accessible investment products are carefully managed and monitored by expert asset managers. And because they are long term investments, most financial experts recommend only reviewing these investments a few times a year.


Now it's time to go explore the site, build your profile, and see how what actionable next steps you can take on your wealth building journey.


Still confused?
Contact us, we'll try to help.

Disclaimer

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